Business funding
Business funding facilities
Every facility Tailwind Finance brokers, in plain English. Not sure which fits? Read our guide to choosing a facility, or just tell us what you need and we'll recommend one.
Compare by
Term lending
Fixed sums, fixed horizon.
Unsecured term loan
A fixed lump sum repaid over an agreed term, with no asset used as security.
£25k to £500k
Term: 3 months to 6 years. Speed: 24 to 48 hours. Security: None.
Amount
£25k to £500k
Term
3 months to 6 years
Speed
24 to 48 hours
Security
None
Secured term loan
A term loan secured against a business asset, usually at a lower rate.
£50k to £5m
Term: 1 to 20 years. Speed: 2 to 6 weeks. Security: Asset.
Amount
£50k to £5m
Term
1 to 20 years
Speed
2 to 6 weeks
Security
Asset
Flexible cashflow
Draw what you need, when you need it.
Revolving credit facility
A flexible limit you draw and repay as needed, so you only pay for what you use.
£25k to £250k
Term: Rolling. Speed: 48 hours. Security: Usually none.
Amount
£25k to £250k
Term
Rolling
Speed
48 hours
Security
Usually none
Merchant cash advance
An advance repaid as a percentage of your daily card takings.
£25k to £300k
Term: 3 to 18 months. Speed: 24 to 72 hours. Security: Card takings.
Amount
£25k to £300k
Term
3 to 18 months
Speed
24 to 72 hours
Security
Card takings
Invoice finance
Release cash tied up in unpaid invoices instead of waiting for customers to pay.
To 90% of ledger
Term: Rolling. Speed: 1 to 2 weeks. Security: Ledger.
Amount
To 90% of ledger
Term
Rolling
Speed
1 to 2 weeks
Security
Ledger
Asset & equipment
Funding tied to the kit itself.
Asset finance, hire purchase
Spread the cost of an asset and own it outright at the end of the term.
£25k to £2m
Term: 1 to 7 years. Speed: 3 to 10 days. Security: The asset.
Amount
£25k to £2m
Term
1 to 7 years
Speed
3 to 10 days
Security
The asset
Asset finance, lease
Use an asset for a fixed rental without owning it, keeping costs predictable.
£25k to £2m
Term: 1 to 5 years. Speed: 3 to 10 days. Security: The asset.
Amount
£25k to £2m
Term
1 to 5 years
Speed
3 to 10 days
Security
The asset
Property
Buying, refinancing, bridging.
Commercial mortgage
A long-term loan to buy business premises, secured against the property.
£100k to £10m
Term: 5 to 25 years. Speed: 6 to 12 weeks. Security: Property.
Amount
£100k to £10m
Term
5 to 25 years
Speed
6 to 12 weeks
Security
Property
Bridging loan
Short-term finance to bridge a gap until longer-term funding or a sale completes.
£50k to £5m
Term: 1 to 18 months. Speed: 5 to 15 days. Security: Property.
Amount
£50k to £5m
Term
1 to 18 months
Speed
5 to 15 days
Security
Property