Bridging loan
A bridging loan is fast, short-term finance to bridge a gap, for example completing a property purchase before longer-term funding or a sale comes through. Speed is the point; it's repaid from a clear exit.
No credit check to see your options.
Term
1 – 18 months
Security
Secured, usually on property
Exit
Repaid from a sale or refinance
Who it suits
Time-sensitive property purchases or auctions
Covering a gap until a sale or refinance completes
Short-term needs with a clear, dated exit
Pros
Very fast to arrange
Flexible on the underlying situation
Interest can often roll up
Worth knowing
Higher monthly cost than long-term finance
Needs a credible exit plan
What it costs you
Indicative only. Actual terms depend on the lender and your circumstances. The calculator shows monthly repayments across the ranges above.
Related facilities
Frequently asked questions
What is an exit on a bridging loan?
The exit is how you'll repay it, typically the sale of a property or refinancing onto a longer-term facility. Lenders want this to be clear and realistic before lending.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.