Invoice finance
Invoice finance releases the cash tied up in your unpaid invoices, advancing most of an invoice's value as soon as you raise it, instead of waiting 30–90 days for customers to pay.
No credit check to see your options.
Advance
Up to ~90% of invoice value
Funding
Scales with your sales ledger
Types
Factoring or confidential invoice discounting
Who it suits
B2B businesses that invoice on credit terms
Companies whose growth is held back by slow-paying customers
Those wanting funding that scales with their sales ledger
Pros
Unlocks cash without new debt
Grows with your turnover
Can include credit control
Worth knowing
Only works for businesses that invoice other businesses
Costs scale with usage
What it costs you
Indicative only. Actual terms depend on the lender and your circumstances. The calculator shows monthly repayments across the ranges above.
Related facilities
Frequently asked questions
What's the difference between factoring and invoice discounting?
With factoring the lender manages collections (your customers may know); with confidential invoice discounting you keep control of collections and it stays private.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.