Invoice finance

Invoice finance releases the cash tied up in your unpaid invoices, advancing most of an invoice's value as soon as you raise it, instead of waiting 30 to 90 days for customers to pay.

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No credit check to see your options.

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Advance: Up to ~90% of invoice value
Funding: Scales with your sales ledger
Types: Factoring or confidential invoice discounting

Is it right for your business?

Who it suits

B2B businesses that invoice on credit terms
Companies whose growth is held back by slow-paying customers
Those wanting funding that scales with their sales ledger

Worth knowing

Only works for businesses that invoice other businesses

Costs scale with usage

Pros

Unlocks cash without new debt
Grows with your turnover
Can include credit control

What it costs you

Indicative only. Actual terms depend on the lender and your circumstances.

Related facilities

Other funding types worth comparing with this one.

Owner checking stock beside product shelves

Revolving credit facility

A flexible limit you draw and repay as needed, so you only pay for what you use.

Unsecured term loan

A fixed lump sum repaid over an agreed term, with no asset used as security.

Not sure which fits?

Tell us what you need and we'll recommend one.

Which facility do I need?

Common questions

Prefer to talk it through?

01702 967564

What's the difference between factoring and invoice discounting?

With factoring the lender manages collections (your customers may know); with confidential invoice discounting you keep control of collections and it stays private.

See what you qualify for

Start your application now. It's free, takes minutes, and there's no credit check to view your options.

Check eligibility