Asset finance – lease
A lease lets you use an asset for a fixed rental without owning it, keeping costs predictable and your capital free. It suits equipment you'd rather refresh than keep.
No credit check to see your options.
Rental
Fixed regular payments
Term
1 – 5 years (asset-dependent)
Ownership
Retained by the lender
Who it suits
Equipment that dates quickly and benefits from refreshing
Businesses that prefer predictable rentals to ownership
Keeping capital free for other priorities
Pros
Lower upfront cost
Predictable rentals
Easier to upgrade at end of term
Worth knowing
You don't own the asset
Total rentals can exceed the purchase price
What it costs you
Indicative only. Actual terms depend on the lender and your circumstances. The calculator shows monthly repayments across the ranges above.
Frequently asked questions
Should I choose a lease or hire purchase?
Choose hire purchase if owning the asset matters; choose a lease if you'd rather keep rentals low and refresh the asset at the end.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.