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Asset finance, lease

A lease lets you use an asset for a fixed rental without owning it, keeping costs predictable and your capital free. It suits equipment you'd rather refresh than keep.

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No credit check to see your options.

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Rental
Fixed regular payments
Term
1 to 5 years
Asset-dependent
Ownership
Retained by the lender

Is it right for your business?

Who it suits

  • Equipment that dates quickly and benefits from refreshing

  • Businesses that prefer predictable rentals to ownership

  • Keeping capital free for other priorities

Worth knowing

You don't own the asset

Total rentals can exceed the purchase price

Pros

  • Lower upfront cost

  • Predictable rentals

  • Easier to upgrade at end of term

What it costs you

Indicative only. Actual terms depend on the lender and your circumstances. The calculator shows monthly repayments across the ranges above.

Repayment calculator
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Related facilities

Other funding types worth comparing with this one.

Joiners cutting timber on a mitre saw

Asset finance, hire purchase

Spread the cost of an asset and own it outright at the end of the term.

Handshake across a desk over paperwork

Unsecured term loan

A fixed lump sum repaid over an agreed term, with no asset used as security.

Not sure which fits?

Tell us what you need and we'll recommend one.

Which facility do I need?

Common questions

Prefer to talk it through?

01702 967564

Should I choose a lease or hire purchase?

Choose hire purchase if owning the asset matters; choose a lease if you'd rather keep rentals low and refresh the asset at the end.

See what you qualify for

Start your application now. It's free, takes minutes, and there's no credit check to view your options.

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Tailwind Finance Ltd is a limited company registered in England and Wales (company no. 17257498). ICO registration ZC169335, which you can check at ico.org.uk.

Tailwind Finance Ltd is a credit broker, not a lender. It is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a panel of lenders, whose particulars will be supplied on request, to find a potentially suitable arrangement for your consideration.

We will receive commission from lenders. Different lenders pay different amounts depending on the commission model. For transparency, we work with the following commission models: a fixed fee, or a fixed or capped percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your journey.

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