Secured term loan
A secured term loan is backed by a business asset, typically property, which usually unlocks larger amounts, longer terms, and lower rates than unsecured borrowing.
No credit check to see your options.
- Amount
- £50,000 to £5,000,000+
- Term
- 1 to 20 years
- Security
- Secured against property or other assets
- Speed
- Longer
- Valuation and legal work required
Is it right for your business?
Who it suits
Larger funding needs where rate matters more than speed
Businesses with property or high-value assets to secure against
Longer-term investments repaid over several years
Worth knowing
Your asset is at risk if you can't repay
Slower to complete (valuation, legals)
Pros
Lower rates than unsecured
Access to larger amounts and longer terms
What it costs you
Indicative only. Actual terms depend on the lender and your circumstances. The calculator shows monthly repayments across the ranges above.
Repayment calculator
Related facilities
Other funding types worth comparing with this one.
What can I secure a business loan against?
Most commonly commercial or residential property, but plant, machinery and other high-value assets can also be used depending on the lender.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.