Commercial mortgage
A commercial mortgage is a long-term loan to buy, refinance or develop business premises, secured against the property. It's the lowest-cost way to fund property over the long run.
No credit check to see your options.
- Amount
- Typically up to 75% of property value
- Term
- 5 to 25 years
- Security
- Secured on the property
Is it right for your business?
Who it suits
Buying premises instead of renting
Refinancing an existing commercial property
Longer-term property investment or development
Worth knowing
Deposit and valuation required
Slower to complete
Property at risk on default
Pros
Low long-term cost
Build equity instead of paying rent
Long repayment terms
What it costs you
Indicative only. Actual terms depend on the lender and your circumstances. The calculator shows monthly repayments across the ranges above.
Repayment calculator
Related facilities
Other funding types worth comparing with this one.
How big a deposit do I need for a commercial mortgage?
Typically 25 to 40% of the property value, though it varies by lender, sector and the strength of the business.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.