Commercial mortgage repayment calculator
Estimate what a commercial mortgage could cost each month, and the total over the term. Adjust the amount, term and indicative rate to see how repayments change.
£2,398
Indicative monthly payment at 7.4%
Total interest
£275,633
Total repayable
£575,633
Reading the numbers
The figures here are indicative illustrations, not quotes or offers. Your real terms depend on the lender and your circumstances.
How a commercial mortgage repayment is calculated
Worked example
What affects your rate
It uses the standard amortising formula lenders use for capital-and-interest repayments, so the shape is right. It's an indicative illustration, not a quote. Your actual rate, fees and terms come from the lender once you apply.
We pre-fill an indicative rate, but you can change it. Real rates depend on loan-to-value, the property and your trading history, so treat the default as a starting point.
No, it shows capital-and-interest repayments only. Commercial mortgages usually carry arrangement, valuation and legal fees on top, which vary by lender.
Typically 25 to 40% of the property value. A larger deposit lowers the loan-to-value, which usually improves the rate you're offered.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.