Professional & creative services finance
People-based businesses (agencies, consultancies, accountants, law and creative firms) grow by hiring ahead of revenue and carrying clients on 30 to 90 day terms. We match professional-services firms to working capital and invoice funding that lets you take on the next contract without waiting to be paid for the last.
No credit check to see your options.
Most often funded
Is it right for your business?
Common funding needs
Hiring ahead of new contract revenue
Bridging slow client payment terms
Funding a large project before milestone billing
Office moves and fit-out
Worth knowing
If you invoice other businesses on credit terms, invoice finance releases most of that cash the day you raise the invoice.
A revolving facility is a flexible safety net for payroll between client payments.
Facilities that fit professional services
The funding types we most often match in this sector.
Invoice finance
Release cash tied up in unpaid invoices instead of waiting for customers to pay.
Revolving credit facility
A flexible limit you draw and repay as needed, so you only pay for what you use.
Unsecured term loan
A fixed lump sum repaid over an agreed term, with no asset used as security.
Not sure which fits?
Tell us what you need and we'll recommend one.
Which facility do I need?
We invoice clients on 60-day terms. How can we fund the gap?
Invoice finance advances up to around 90% of an invoice's value as soon as it's raised, so you're not waiting two months to access your own earned revenue.
Can a service business borrow without assets to secure against?
Yes, unsecured term loans and invoice finance don't require business assets as security, though a director's personal guarantee is common. We'll make any requirement clear.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.