Hospitality & leisure finance
Hospitality lives and dies by footfall and seasonality. Whether you're fitting out a new site, replacing kitchen equipment, or smoothing a quiet winter, we match restaurants, pubs, cafés and hotels to funding that flexes with your trade, including options repaid as a share of card takings.
No credit check to see your options.
Most often funded
Is it right for your business?
Common funding needs
Refurbishment and new-site fit-out
Kitchen, EPOS and front-of-house equipment
Bridging seasonal dips in trade
Stocking up ahead of a busy period
Worth knowing
If a large share of your revenue comes through the card machine, a merchant cash advance flexes repayments with daily takings, so quieter days cost less.
Fit-out and equipment can often be financed against the asset, keeping cash free for stock and staff.
Facilities that fit hospitality
The funding types we most often match in this sector.
Merchant cash advance
An advance repaid as a percentage of your daily card takings.
Unsecured term loan
A fixed lump sum repaid over an agreed term, with no asset used as security.
Asset finance, hire purchase
Spread the cost of an asset and own it outright at the end of the term.
Revolving credit facility
A flexible limit you draw and repay as needed, so you only pay for what you use.
Not sure which fits?
Tell us what you need and we'll recommend one.
Which facility do I need?
How does a merchant cash advance suit a hospitality business?
You repay a fixed percentage of your daily card takings rather than a set monthly amount, so repayments track your trade. It suits venues with strong card sales and seasonal swings.
Can I fund a full refurbishment?
Yes, fit-outs are commonly funded with a term loan, with kitchen and equipment costs sometimes split onto asset finance. We'll help structure the right mix.
See what you qualify for
Start your application now. It's free, takes minutes, and there's no credit check to view your options.